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 Post subject: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 4:13 am 
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I know alot of insurance companies allow 25 and over's to drive any vehicle third party only and very few that allow it for under 25's.

I am 22 in a few days and could really do with this option but what insurers will allow me?

Could everyone that knows of a insurance company that allows under 25's the option to drive any other vehicle third party only please post the name of the insurer as this would help me and i imagine others.


Thanks

p.s I tried searching for this but i dont think search is finding everything? If this is mentioned somewhere else then please do close this.


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 4:36 am 
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Joined: Mon Feb 09, 2009 10:44 pm
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I think CIS do it (co-oparative insurance)


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 7:07 am 
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Joined: Tue Feb 17, 2009 8:33 pm
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It's bound to be one of those ones that charges 5 times more than anyone else and, therefore, won't be worth it.

None of the companies I've used have allowed it yet.


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 10:38 am 
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Joined: Mon Oct 29, 2007 5:22 pm
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Location: Newcastle
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Quinn Direct did 3 years ago when i was using them...


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 11:03 am 
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Joined: Tue Aug 19, 2008 9:08 pm
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Location: Ringwood, Hants
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Adrian Flux don't


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 11:13 am 
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Joined: Fri Jun 22, 2007 8:06 pm
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What about one of these 'short term insurance companies' - you know the ones that'll insure you for a period of between 24hrs and 1 month. Probably not the best premium, but if you can't get it anywhere else you aint got the choice have you?

A few restrict theirs to over 25's but Swinton do one for over 21's - and therefore may offer you what you are after on annual liability...

Happy days...


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 12:08 pm 
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quinn direct do it, im 22 and can drive anybody's car with their permission :thumbup


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 12:23 pm 
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Joined: Sun Dec 14, 2008 7:04 pm
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yeah , quinn do it. they wer cheapest by £300 when i got my 1st car at 18 and i could drive other cars.

allthough as i gathered the ncb and more driving experience their price just went up?

johny


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 1:46 pm 
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Joff wrote:
Adrian Flux don't


they are just a broker though, depends if any of the companies they use do. But its quite rare - i couldnt get covered


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 2:43 pm 
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Joined: Tue Aug 19, 2008 9:08 pm
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I did think that but I asked them when I got my quote and said noone would do it for me under 25

But then I've got a lot of mods declared so that might have limited the number of companies they were looking at


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 2:52 pm 
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insurance is calculated on a per-person basis, if you have a valid reason for needing it (rather than I have a 7l quad turbo skyline which is in my dads name that I'll never get insurance on so I'm using my coupe insurance to cover me driving that) you can often discuss this with an insurance company and pay the extra to get it added.


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 7:26 pm 
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Dunno if u guys have Aviva, with them a few years, but i have had this on my comprehensive policy since i was 19. no extra cost. apparently all i need to be insured is the owners permission.....so if i steal the car im not insured! :bang :bang :bang ;)


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 7:44 pm 
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Joff wrote:
Adrian Flux don't

I beg to differ, it all depends on which insurance company AF or any broke for that matter put you with.

I am 23 with some stupid mods (to insure anyway) and managed to get it included in the price on mine


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 8:29 pm 
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Joined: Tue Aug 19, 2008 9:08 pm
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OK lets all just agree that AF don't like me... :aargh


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 8:54 pm 
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You got to be 24 for the Temp cover insurance companies, and as lidl pointed out its to stop young drivers insuring themselves on a 1L banger then driving their parents sports car.


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 9:21 pm 
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mc183rufc wrote:
Joff wrote:
Adrian Flux don't

I beg to differ, it all depends on which insurance company AF or any broke for that matter put you with.

I am 23 with some stupid mods (to insure anyway) and managed to get it included in the price on mine


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 10:17 pm 
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Joined: Fri Sep 14, 2007 5:09 pm
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Location: anywhere in europe at any one time......but mostly sandbach
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in the next few years you wont be able to do this with any.they are all putting a stop to it except for traders.and most people now only get third party insurance for any vehicle.thats what adrian flux do


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 10:38 pm 
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i heard they were thinking of that alright, but its a shame. its really ahdny for me cos we have four cars at home, and for example when i got the puncture on the way to work, i just swapped for my dads car.


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Mon Jan 11, 2010 11:58 pm 
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Yea that's what I want it for, or when I go to B&Q buying my parents a lot of stuff and need to take the Landy.

Some people just ruin everything for the rest of us


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Tue Jan 12, 2010 12:21 am 
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same here, whenever i am doing work on my car i will use another car to runaround (and buy the bits that i forget or break normally).


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Tue Jan 12, 2010 1:29 am 
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Thank for the replies!

I only got the chance to phone the co-operative and the lady said they wouldnt be able to supply me this option because of my age.


I will phone Adrian Flux, Quinn Direct and Aviva tomorrow and will post the outcome.


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 Post subject: Re: Policys for under 25's allowing you to drive any vehicle
PostPosted: Tue Jan 12, 2010 5:11 pm 
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Made some phone calls today and came out with this -

Endsleigh
Quinn Direct
AA
- All 3 of them do it but i believe it comes down to how long you've had a full license etc. AA came out around 250quid cheaper than the other 2 but once again that will vary for everyone else.


Bell Insurance
- THe man i spoke to said they did do this in the past on their flexibell policy but that came to an end last year.


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