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 Post subject: Does rebadging to Tuscani affect your insurance?
PostPosted: Wed Jul 22, 2009 5:49 pm 
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Joined: Sun Sep 28, 2008 3:33 am
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Location: Shrewsbury, Shropshire
Well apparently it does.
I had our insurance broker approach our current insurer because I wanted to get an idea of how much it would increaese our premiums if I added a SRI to the coupe and the broker happend to mention to the insurer that we've got the car rebadged to tuscani as this was one of the other things I wanted to double check.
Here is the reply from the broker

Quote:
We appear to have opened a Pandora’s box here. I have taken the liberty of
referring the rebadging with what I would call an induction kit for the
pipercross sri. Your present insurer’s nearly fell off their perches with
regard to the rebadging which I would consider to be purely cosmetic. What
they did say is that the badges on the car would not match the motor
insurers database and this could cause problems if the police happened to be
following if you are picked up for a motoring offence.

To cut to the chase, Broker Direct would not accept the rebadging and would
require the business to be placed elsewhere.

I have found an alternative with Zurich at £438.69. They will accept the
rebadging but not the induction kit.

Indications are in the region of £900 if the induction kit is added but I
have not checked with this insurer yet.

Please let me know what you wish to do.


So our current insurer won't insure us with the Tuscani badges but Zurich will with the badge at about £100 a year increase but not with the SRI

So anyone know of a decent insurer who aren't stupid regarding the rebadging and aren't too bad if I fit a SRI


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PostPosted: Wed Jul 22, 2009 6:51 pm 
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Location: Telford, Shropshire
load of rubbish i would say, the log book says hyundai so debadging i would say no difference.

so if i put a V6 badge on the coupe they would class it as a V6?? cant be right! :confused


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PostPosted: Wed Jul 22, 2009 7:04 pm 
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Picking up a bit of speed
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Joined: Tue Jul 10, 2007 9:22 pm
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Location: West Wales
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http://www.greenlightinsurance.co.uk/
I recommend, they really do love mods.


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PostPosted: Wed Jul 22, 2009 7:23 pm 
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Nickw2000 wrote:
load of rubbish i would say, the log book says hyundai so debadging i would say no difference.

so if i put a V6 badge on the coupe they would class it as a V6?? cant be right! :confused


Yeah I would agree and I don't know what twaddle they were on about with the motor insurance database and the plod

Saying that though I just went to gocompare and had a look and if you choose the yes it's modified option the only options it gives which are remotley anything to do with rebadging is decals or upgrade to performance badge.
So I guess if you stick a V6 badge on a non V6 car it makes it more desirable so a higher insurance in case it gets nicked.

Anyway i'll get on the blower tomorrow and shop around

Need to work out which is cheaper between the wife and I anyway for insurance as with her being a Journalist (which is in a higher bracket than a publican) but she has 15 years + no claims and for me to be named driver or me with a very low employment bracket with no no claims bonus and only 2 years held licence


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PostPosted: Thu Jul 23, 2009 1:57 pm 
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Nickw2000 wrote:
load of rubbish i would say, the log book says hyundai so debadging i would say no difference.

so if i put a V6 badge on the coupe they would class it as a V6?? cant be right! :confused


Following this through, if I debadge a car, does this mean it has no engine?


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 Post subject:
PostPosted: Thu Jul 23, 2009 10:11 pm 
They are only interested when you place a badge on the car that indicates increased performance

Such as a NOS badge or Turbo badge ... Or indeed a V6 badge on a 2litre


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PostPosted: Mon Aug 10, 2009 4:44 pm 
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Joined: Tue Oct 21, 2008 11:32 am
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Direct line increased my premium by £100 when I told them about the T badges and a strut brace. The person I phoned thought a strut brace was like a roll cage so had to confer with her boss.
Die to me being under 25 they said that i wouldnt be insured with them if I was to put on mods to improve proformance! bug*er!


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PostPosted: Mon Aug 10, 2009 5:04 pm 
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Joined: Fri Sep 14, 2007 5:09 pm
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Location: anywhere in europe at any one time......but mostly sandbach
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you need a specialist insurer like adrian flux


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PostPosted: Mon Aug 10, 2009 11:47 pm 
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Try Tesco, they are really good when it comes to insuring mods


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PostPosted: Tue Aug 11, 2009 11:18 am 
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Joined: Mon Feb 25, 2008 5:17 pm
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Try sky Insurance....I didnt have any problems with them fitting my SRI kit...infact my premium didnt change at all, all I had to do was sign a form to declare it!!


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PostPosted: Wed Aug 19, 2009 1:26 pm 
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Joined: Tue Mar 10, 2009 10:55 am
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Location: Wolverhampton, UK
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Was holding back on doing mine until i checked with my insurer - Elephant. Turns out they dont care what badges i have on there!

W00t will be doing them soon...pictures to follow :)

Thanks for pointing it out though, some insurers can be really funny!


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PostPosted: Fri Sep 04, 2009 11:04 pm 
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Joined: Mon Jul 20, 2009 9:08 pm
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Location: Central Scotland
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So you phone up your insurance agent and say 'I'm removing the original Hyundai badges and replacing them with . . . genuine Hyundai badges!':screwy

That should really confuse your average Indian Call Centre Operator.

The Coupe IS a Tuscani, it's just called a Tiburon in the USA! :innocent


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PostPosted: Fri Sep 04, 2009 11:31 pm 
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Location: Shrewsbury, Shropshire
Nope the Coupe in the UK is a Coupe, In Korea it's a Tuscani and USA it's a Tiburon


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PostPosted: Sat Sep 05, 2009 6:30 am 
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Quote:
What they did say is that the badges on the car would not match the motor
insurers database and this could cause problems if the police happened to be
following if you are picked up for a motoring offence.

Has anyone with Tuscani badges ever been pulled on a motoring offence? There's a fair few people with Tuscani badges so it surely would have happened by now plenty of times if this was the case :b


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PostPosted: Sat Sep 05, 2009 7:50 am 
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I dont think they meant pulled for the badges but if you got stopped for something else and then they do a check on the reg it would come up as Hyundai Coupe but they look at it and it says Tuscani.


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PostPosted: Sat Sep 05, 2009 7:56 am 
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Joined: Fri Sep 14, 2007 5:09 pm
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Location: anywhere in europe at any one time......but mostly sandbach
Coupe: gen3
when they did me for no seatbelt he put tuscani on the sheet,he also wanted a document puller.i took them in,the bloke behind the counter compared(completely different)and said yep ok no problemthe long arm but short sight of the law :rollin :rollin


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