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Forum locked This topic is locked, you cannot edit posts or make further replies.  [ 15 posts ] 
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 Post subject: declaration of modifications, no charge! happy days!
PostPosted: Wed Jul 22, 2009 3:16 pm 
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Coupe pedal-car
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Joined: Mon Jan 19, 2009 7:34 am
Posts: 19
Location: notts.
declared the drilled and grooved disc brakes - insurnance company wanted no extra charge for this :D

also stated a few things that i was thinking of doing to the car, granted it is only really tinkering in the attempt to make the engine run smoother rather than to screw bhp out of it just thought that people might like to know what my insurance company deemed wouldnt be nesiccary to charge me for :D

oil catch can (not vented) - no charge
ignition leads e.g. magnecore or nology - no charge
inlet manifold spacer (shark racing) even though on dyno readouts as increasing bhp and i told the insurance company this they still did not deem it be nesiccary to increase my premium if i installed this
and finally for the addition of a CAI would be a one off payment of £16.24 all in all im pretty chuffed i could do all this and declare it for peanuts i know its not severe tuning but thought people would like to know!

:mrgreen:


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PostPosted: Wed Jul 22, 2009 10:40 pm 
good post, thanks for letting us know mate :thumbup


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PostPosted: Wed Jul 22, 2009 10:49 pm 
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Joined: Thu Dec 22, 2005 11:30 pm
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Might be more useful if you told us which insurance company it was! :)

(or did I miss it?!)

Mathew


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PostPosted: Wed Jul 22, 2009 11:44 pm 
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Coupe pedal-car
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:o sorry i was sure that i put that at the end of my post :S

its with adrian flux :)


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PostPosted: Thu Aug 13, 2009 1:37 pm 
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I'm really motoring now
I'm really motoring now
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Joined: Sat Nov 29, 2008 12:34 pm
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Location: Sheffield
Thought id post this here rather than set up another.

Ive got my headlights smoked & de-ambered now I just had the scary thought that ive not declared them. Wondering how much, if at all should this increase my insurance by? Also theres a very strong chance I'll be getting lexus taillights & clear side repeaters this weekend. How much would these be on it?

Lastly whats the max a CAI or SRI should increase it by?

Just want to make sure my insurance company doesnt rip me a new hole & what amount I should be looking at before trying to switch company.

Cheers.


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PostPosted: Thu Aug 13, 2009 1:39 pm 
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My Coupe owns me!
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Joined: Fri Sep 14, 2007 5:09 pm
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Location: anywhere in europe at any one time......but mostly sandbach
Coupe: gen3
depends who your with.bite the bullet and ask


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PostPosted: Thu Aug 13, 2009 1:41 pm 
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I'm really motoring now
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Yeah, I was just wondering how much extra is counted as unreasonable before I should go somewhere else. Im still within 14 days so wont cost that much to change.

Wondered how much other people were paying for these types of mods.


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PostPosted: Fri Aug 14, 2009 4:43 pm 
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Joined: Mon Jun 08, 2009 6:03 pm
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Will let you know later, I'm waiting back from the underwriters on my mods!! With KwikFit atm but may be heading to Adrian Flux depending on prices!!


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PostPosted: Fri Aug 14, 2009 7:30 pm 
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Red-lining
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green light didnt charge me for cai or any of the mods you just said which i also have, they wont charge me for the headers or the caback or the piggyback, infact they'll only charge me for mods as drastic as nitrous but it is £25 admin fee every time you change the mod list so get them all on together then just get the 1 charge


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PostPosted: Mon Aug 17, 2009 7:24 pm 
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I'm really motoring now
I'm really motoring now

Joined: Wed May 13, 2009 6:20 pm
Posts: 264
Location: Chesterfield
Do you all declare cosmetics or just performance increases?

Ie: Re-badged, de-ambered & painted headlights, clear repeaters etc

Also does anyone have any experience of declaring mods to Esure?


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PostPosted: Mon Aug 17, 2009 7:28 pm 
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Joined: Fri May 05, 2006 10:20 pm
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-Sie- wrote:
Do you all declare cosmetics or just performance increases?

Ie: Re-badged, de-ambered & painted headlights, clear repeaters etc


gosh is I had a quid for everytime I answered this...

declare everything!

some will sound like youve just declared youve washed it as if to say "why you telling me" others will refuse to pay out or cancel your policy because youve changed the nob on your gear stick.


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PostPosted: Tue Aug 18, 2009 9:29 am 
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I'm really motoring now
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Only cost me the £25 admin fee for the headlights. Happy days.

Being the fool that I am though, I forgot about that fee everytime you change something so now im going to have to pay it again for my taillights & very near future mods. D'oh!

Couldnt get a quote off him for the SRI though. Said he'd ring back & never did. I'll have to chase up on that later.


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PostPosted: Tue Aug 18, 2009 9:41 am 
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Red-lining
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Joined: Fri May 05, 2006 10:20 pm
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Location: Sunderland
Coupe: gen3
worth batching up your mods to get them in one hit


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PostPosted: Tue Aug 18, 2009 9:54 am 
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I'm really motoring now
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Joined: Sat Nov 29, 2008 12:34 pm
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Yeah, thats what im planning to do from now on.


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PostPosted: Tue Aug 18, 2009 8:57 pm 
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Red-lining
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Joined: Sun Nov 11, 2007 7:01 pm
Posts: 3058
Location: st.helens
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mfnick wrote:
Only cost me the £25 admin fee for the headlights. Happy days.

Being the fool that I am though, I forgot about that fee everytime you change something so now im going to have to pay it again for my taillights & very near future mods. D'oh!

Couldnt get a quote off him for the SRI though. Said he'd ring back & never did. I'll have to chase up on that later.


if you ring up to add a mod and you have another mod goin on in 3 weeks time, tell them that thats gona be on in 3 weeks time and you'll only get charged the once as they'll put it down with note of the day its goin on


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